5
how DividendMax can help you
achieve predictable income in
retirement. We are also grateful
for a contribution from Kalpana
Fitzpatrick, founder of
,
who represents the increasingly
important band of female DIY
investors, and we catch up with our
very own DIY investor, Humbug;
seeking inspiration and a bit of
R&R on the high seas, we’ll find
out if he saw the financial storms
approaching.
It’s an exciting time to be a DIY
investor - the regulator is working
hard to ensure that you are in
possession of all pertinent facts
before making an investment and
product and platform fees are
simpler and more transparent than
ever before; product issuers are
working very hard to attract the
potentially huge sums of money
that could be freed up by pension
reform and many more people are
taking full or partial control of their
financial affairs.
DIY Investor Magazine is here to help
and in this issue also includes video
content from Henderson Global
Investors and Schroder Investment
Management; over time this material
will be added to
which will build to become the definitive
compendium of content designed to
inform and educate the DIY investor.
As ever your thoughts or contributions
are appreciated to either
or
‘AS EVER DIY INVESTOR MAGAZINE URGES
CAUTION FOR THOSE SEEKING TO TAKE
ADVANTAGE OF THE NEW PENSION
ENVIRONMENT AND IS PLEDGED TO
DELIVER AUTHORITATIVE INFORMATION
AND EDUCATION IN THEIR SUPPORT.
THOSE HONING THEIR INVESTMENT
STRATEGY IN PREPARATION FOR APRIL
2015 MAY BE SLIGHTLY TAKEN A BACK
TO DISCOVER THAT THEIR PENSION POT
COULD BE WORTH CONSIDERABLY LESS
THAN IT WAS SIX WEEKS AGO.
WITH FREEDOM COMES RESPONSIBILITY
– WHILST AN ANNUITY GUARANTEES AN
INCOME FOR LIFE, THE DIY INVESTOR MUST
ENSURE THAT CORE CONSIDERATIONS
OF RISK AND REWARD AND PORTFOLIO
DIVERSIFICATION ARE NOT SWEPT AWAY
WITH THE EUPHORIA OF CHANGE; THERE
IS NO INSURANCE COMPANY STANDING
BEHIND THEM IF THEY RUN OUT OF
MONEY IN RETIREMENT.’
